Financial Planning

Two advisors answer this reader's question.

Chrisley Botha of PSG Wealth discusses the questions couples need to ask before getting married.

Is transferring my house to my eldest son as a living inheritance an option?

The death benefit of an RA is taxed in the hands of the deceased and will not affect your own exclusion.

You have three options, however, your choice will depend on your financial circumstances, immediate needs, and long-term goals.

Devon Card of Crue Invest discusses practical tips and offers a step-by-step roadmap for planning your child's higher education costs.

Investing can seem like a maze of jargon and choices, but this approach is simple. Elke Brink of PSG Wealth discusses the workings of this strategy and how to implement it successfully.

There are various aspects to consider, but you could settle a portion of your bond and keep at least 50% of your current investments.

One should aspire to accumulate sufficient wealth in both voluntary and compulsory funds.

Gareth Collier of Crue Invest shares practical tips on choosing the right business entity, separating personal and business finances, building emergency funds, and planning for retirement.

If so, what are the tax implications?

Unfortunately, the tax rebate does not directly affect the tax calculation on the lump sum and may not result in receiving a refund.

The living annuity is the better option. Here's why …

Rozanne Heystek-Potgieter of Brenthurst Wealth shares practical strategies for managing finances, overcoming tax challenges, navigating currency fluctuations, and securing your financial future while living abroad.