Unit Trusts

The temptation to invest offshore to generate superior returns is a commonly held bias when investing: Satrix CIO Kingsley Williams.

H4 Collective Investments takes third place.

A unit trust is a good option, as it suits your conservative risk profile and it offers diversification and liquidity.

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Fund has returned 20% this year.

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Your last will and testament can be used to nominate a beneficiary to receive the proceeds of the unit trust. An endowment could also be considered.

We don't want to be locked in for more than a year and would like a monthly drawdown to top up our savings account.

While there is no right or wrong answer, here are the advantages and disadvantages of this approach …

Shift towards balanced funds as investors seek real returns 

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A unit trust investment may be best as it doesn't limit you on the amount of risk you'd like to take, and it's a liquid investment.

The association will stop accepting investments from the end of September 2022.

This ETF is for investors looking for greater country exposure to India in diversifying their portfolios: Siyabulela Nomoyi of Satrix.